*{box-sizing:border-box}:root{--primary: #1e4e8c;--cta: #2f6fed;--cta-hover: #245ed0;--text: #0f172a;--muted: #475569;--bg: #f8fafc;--surface: #ffffff;--border: #e2e8f0;--success: #15803d;--success-bg: #dcfce7;--warn: #b45309;--warn-bg: #fef3c7;--error: #b91c1c;--error-bg: #fee2e2;--info: #1d4ed8;--info-bg: #dbeafe}body{margin:0;font-family:Inter,Arial,sans-serif;background:linear-gradient(180deg,#eef4ff 0%,var(--bg) 320px);color:var(--text)}.page{max-width:1200px;margin:0 auto;padding:24px 16px 48px}.topbar{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px}.brand{font-weight:700;color:var(--primary)}.topnav{display:flex;gap:14px}.topnav a{color:var(--muted);text-decoration:none;font-size:14px}.hero{display:grid;grid-template-columns:1.1fr 1fr;gap:20px;margin-bottom:16px}.hero__left h1{font-size:36px;line-height:1.2;margin:8px 0 10px}.eyebrow{color:var(--primary);font-weight:600;font-size:24px;line-height:1.25;margin:0 0 16px}.hero__text{color:var(--muted);font-size:18px;line-height:1.5;margin:0 0 8px}.hero__trust{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}.hero__trust span,.badge{display:inline-flex;align-items:center;padding:6px 10px;border-radius:999px;font-size:13px;font-weight:600}.hero__trust span{display:inline-flex;align-items:center;gap:8px;background:#f1f5f9;border:1px solid var(--border);color:#1e293b}.hero__trust svg{width:16px;height:16px;color:var(--primary);flex-shrink:0}.card{background:var(--surface);border:1px solid var(--border);border-radius:16px;padding:18px;margin-bottom:14px;box-shadow:0 8px 20px #0f172a08}.form-card h2,.result-card h3,.trust h3,.final-cta h3{margin:0 0 8px}.muted{color:var(--muted);font-size:14px}.hint{color:var(--muted);margin:10px 0 0;font-size:14px}.field-error{color:var(--error);font-size:13px;margin:4px 0 10px}.form-tabs-wrap{margin-bottom:14px}.form-tabs-label{display:block;margin-bottom:8px;font-size:14px;font-weight:500}.form-tabs-select-wrap{display:none}.form-tabs__select{width:100%;margin-top:0;height:48px;border-radius:12px;border:1px solid #cbd5e1;padding:0 12px;font-size:16px;color:var(--text);background:#fff}.form-tabs__select:focus{outline:none;border-color:var(--cta);box-shadow:0 0 0 3px #bfdbfe}.form-tabs{display:flex;flex-wrap:nowrap;gap:8px}@media (max-width: 640px){.form-tabs-select-wrap{display:block}.form-tabs--desktop{display:none}}.form-tabs__tab{display:inline-flex;align-items:center;justify-content:center;gap:6px;flex:1 1 0;min-width:0;padding:10px 8px;border-radius:12px;border:1px solid #cbd5e1;background:#fff;color:var(--text);font-size:13px;font-weight:500;line-height:1.3;cursor:pointer;transition:border-color .15s,background .15s,box-shadow .15s}.form-tabs__icon{width:18px;height:18px;flex-shrink:0}.form-tabs__tab-text{white-space:nowrap;overflow:hidden;text-overflow:ellipsis;min-width:0}.form-tabs__tab:hover{border-color:var(--cta);background:#f8fafc}.form-tabs__tab--active{border-color:var(--cta);background:#eff6ff;color:var(--primary);box-shadow:0 0 0 1px #2f6fed26}.form-tabs__tab:focus-visible{outline:none;box-shadow:0 0 0 3px #bfdbfe}label{display:block;margin-bottom:10px;font-size:14px;font-weight:500}input,select{width:100%;margin-top:6px;height:48px;border:1px solid #cbd5e1;border-radius:12px;padding:0 12px;font-size:16px;color:var(--text);background:#fff}input:focus,select:focus{outline:none;border-color:var(--cta);box-shadow:0 0 0 3px #bfdbfe}.btn-primary,.btn-secondary{display:inline-flex;align-items:center;justify-content:center;height:48px;border-radius:12px;border:0;font-size:16px;font-weight:600;cursor:pointer;text-decoration:none;padding:0 16px}.btn-primary{width:100%;background:var(--cta);color:#fff}.btn-primary:hover{background:var(--cta-hover)}.btn-primary:disabled{background:#afc4f8;cursor:not-allowed}.btn-secondary{background:#fff;color:var(--primary);border:1px solid #cbd5e1}.icon-title{display:flex;align-items:center;gap:8px;margin-bottom:6px}.icon-title h3{margin:0}.icon-title svg{width:18px;height:18px;color:var(--primary);flex-shrink:0}.badge-neutral{background:#e2e8f0;color:#1e293b}.badge-success{background:var(--success-bg);color:var(--success)}.badge-warning{background:var(--warn-bg);color:var(--warn)}.badge-error{background:var(--error-bg);color:var(--error)}.badge-info{background:var(--info-bg);color:var(--info)}.error-card{border-color:#fecaca;background:snow}.result-list{display:grid;gap:12px}.debt-item{border:1px solid var(--border);border-radius:12px;padding:12px;background:#fcfdff}.debt-item h4{margin:0 0 8px}.debt-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.debt-grid div{display:flex;flex-direction:column;gap:4px}.debt-grid span{color:var(--muted);font-size:13px}.trust{display:grid;grid-template-columns:1fr 1fr;gap:14px}.trust-full{grid-column:1 / -1}.trust ul{margin:0;padding-left:18px;color:var(--muted);display:grid;gap:8px}details{border-top:1px solid var(--border);padding:10px 0}details:first-of-type{border-top:0}summary{cursor:pointer;font-weight:600}details p{color:var(--muted);margin:8px 0 0}.final-cta{text-align:center;background:linear-gradient(180deg,#fff,#f7fbff)}.reasons h3{margin:0 0 8px}.reasons-grid{margin-top:10px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.reason-item{border:1px solid var(--border);border-radius:12px;padding:12px;background:#fcfdff}.reason-item h4{margin:0;font-size:16px}.reason-item p{margin:8px 0 0;color:var(--muted);font-size:14px;line-height:1.5}.help-grid{margin-top:10px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.help-item{border:1px solid var(--border);border-radius:12px;padding:12px;background:#fcfdff}.help-item h4{margin:0;font-size:16px}.help-item p{margin:8px 0 0;color:var(--muted);font-size:14px;line-height:1.5}.faq-grid{margin-top:10px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.faq-item{border:1px solid var(--border);border-radius:12px;padding:12px;background:#fcfdff}.faq-item h4{margin:0;font-size:16px}.faq-item p{margin:8px 0 0;color:var(--muted);font-size:14px;line-height:1.5}.site-footer{margin-top:18px;background:#0f172a;color:#cbd5e1;border-radius:16px;padding:20px}.site-footer h3,.site-footer h4{margin:0 0 10px;color:#f8fafc}.site-footer p{margin:0 0 8px;line-height:1.5}.site-footer .muted{color:#94a3b8}.site-footer__top{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:18px;border-bottom:1px solid #1e293b;padding-bottom:14px;margin-bottom:12px}.site-footer__menu ul{margin:0;padding-left:18px;display:grid;gap:6px}.site-footer a{color:#93c5fd;text-decoration:none}.site-footer__legal{font-size:13px;color:#94a3b8}.loading-overlay{position:fixed;top:0;right:0;bottom:0;left:0;background:#0f172a73;display:flex;align-items:center;justify-content:center;z-index:2000;padding:16px}.loading-modal{width:min(420px,100%);background:#fff;border-radius:14px;border:1px solid var(--border);padding:18px;text-align:center}.loading-modal h3{margin:10px 0 6px}.loading-modal p{margin:0;color:var(--muted)}.spinner{width:34px;height:34px;border-radius:50%;border:3px solid #dbeafe;border-top-color:var(--cta);margin:0 auto;animation:spin .9s linear infinite}@keyframes spin{to{transform:rotate(360deg)}}.result-page__head{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:8px}.summary-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-bottom:12px}.summary-item{border:1px solid var(--border);border-radius:12px;background:#f8fafc;padding:10px;display:flex;flex-direction:column;gap:4px}.summary-item span{color:var(--muted);font-size:13px}.debt-item__head{display:flex;align-items:center;justify-content:space-between;gap:8px}.subjects{margin-top:12px;border-top:1px solid var(--border);padding-top:10px}.subjects h5{margin:0 0 8px;font-size:14px}.subjects__row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:6px 0}@media (max-width: 900px){.hero{grid-template-columns:1fr}.hero__left h1{font-size:32px}.trust,.reasons-grid,.help-grid,.faq-grid,.site-footer__top{grid-template-columns:1fr}.result-page__head{flex-direction:column;align-items:flex-start}.summary-grid{grid-template-columns:1fr}}@media (max-width: 560px){.page{padding:14px 12px 28px}.hero__left h1{font-size:28px}.hero__text{font-size:16px}.debt-grid{grid-template-columns:1fr}.topbar{flex-direction:column;align-items:flex-start;gap:8px}}
